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ESTO hire-purchase

Do not wish to pay for the whole amount at once? Pay by installments!

Esto Järelmaks

Use ESTO installment payment when paying for the purchase - the cheapest, most convenient and fastest installment payment link in Estonia!

When paying in installments, please contact ESTO or Remspro and you will receive a installment link. When paying, choose the period that suits you, the amount of the monthly installment and digitally sign conveniently using an ID card, Smart-ID or Mobile-ID.
ESTO installment payment is an extremely fast and convenient payment solution that will help you to create a payment schedule based on the period you have chosen. This payment solution makes a decision in real time and helps you make a purchase in less than 60 seconds.

ATTENTION! Each installment is a financial liability. Before concluding a hire purchase agreement, read the terms and conditions of the respective service and, if necessary, consult an expert.

ESTO installment provider is ESTO AS (reg. Code 14180709).

The standard ESTO installment terms are as follows:

  • Fixed interest rate 11.9%
  • Contract fee 0 euros
  • Period up to 5 years

All citizens of the Republic of Estonia aged 18-70 can apply for an ESTO installment.
ESTO installments can also be processed quickly and conveniently for legal entities.

Every financial decision involves risks and obligations, so we ask you to think carefully about the need to consume loan products. For example, in the case of a loan amount of 1290 euros with a fixed interest rate of 11.90% per annum for 12 months and a contract fee of 0 euros, the credit cost rate is 23.48%, the monthly payment is 120.29 euros and the total amount repaid by the consumer is 1,443.48 euros. Hire purchase is offered and managed by ESTO AS.

ESTO 3-part payment method - immediately pay the cost of your shopping cart into three equal payments without any additional fees!

Esto 3

Use the ESTO 3-part SLICE payment method when paying for products or services - split the cost of your shopping cart into three equal payments without paying any additional fees!

Add the products to the shopping cart, confirm your order and choose ESTO 3 as the payment method and sign comfortably with a Smart-ID, Mobile-ID solution or an ID card.

  • If you pay the cost of your shopping cart in full and on time within three months, no additional fees will be added.
  • The monthly fee is formed by dividing the cost of the shopping cart into three equal parts.
  • All citizens of the Republic of Estonia aged 18-70 can apply for ESTO 3.

ESTO 3 makseviisi tingimused

Esto 3

The service provider of ESTO 3 payment methods is ESTO AS.

ESTO 3's APR is 0% under the following example conditions: 0% interest per year, no fees.

The service provider of the ESTO 3-part payment method is ESTO AS.
Phone: (+372) 622 52 52


Osta nüüd, maksa hiljem!

ESTO - Buy now, pay later!

Pay Later gives you 30 extra days to pay. Get the product or service immediately and pay as you wish within the next 30 days without any additional costs!

  • Receive the goods immediately
  • Pay conveniently within 30 days
  • No interest and no additional fees
  • You can relax. ESTO will notify you when the payment due date is approaching.

The pay later service provider is ESTO AS. Pay Later APR is 0% per annum under the following sample terms: interest 0% per annum, no fees.